"The whole notion of having divorce insurance just appalls me," said relationship expert Julie Nise. "It is completely contrary to everything a marriage should be."
Nise says it shows a complete lack of commitment and maturity.
"I would assume you have to get divorce insurance before you get married," said Nise. "I don't know ... it would be kind of like having a pre-existing condition."
But in a country where roughly half of all marriages end in divorce, attorney Todd Edwards with the firm Elston & Edwards says it's only prudent to hedge your bets.
"I think the same people that would be interested in getting a prenuptial agreement would probably be interested in this sort of insurance product for the same reasons," said Edwards.
He doesn't believe a divorce policy is an option for couples who are preparing for failure. "There's a waiting period of about four years before it even would take effect," he notes. "It's set up for someone who is going to be in longterm relationship," and not a couple planning on having it go the wrong way.
But Nise disagrees.
"Part of the issue is, when people get in trouble with their marriages or relationships, the whole point is you're supposed to figure it out, not just bail out and start over," she said. "Statistically it's true — if you just bail out and start over, the likelihood of your making the same darned mistakes over and over and over, is very, very high."
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